Focus on Financial Wellbeing

Build security today and confidence in the future

IT’S TIME TO OPEN UP ABOUT MONEY

The pandemic has had financial repercussions on a global scale. From self-employed small business owners, to large corporations, everyone has felt the impact. Experts have warned that the financial effects will continue to be felt even as economies begin to recover. The IMF predicts that the world economy will shrink by 4.9% this year; the worst recession since the 1930s.

With job losses expected to rise, more and more people will be having to adjust to a lower income. Many small business owners are struggling to cover costs as general demand declines. Families and businesses, who were operating without a contingency fund when the crisis hit, will still be trying to catch up. The value of both personal and occupational pensions is also at risk.

Even as economies cautiously start to open up again, it may be a while before real economic security returns. For people close to retirement, living pay cheque to pay cheque or with a large amount of debt, the continued financial uncertainty is adding to an already stressful situation.

It can be uncomfortable talking about money, but now when so many of us are worried about our personal finances, our businesses and our futures, we need to break down those walls and learn how to ask for help.

How We Can Help

Financial difficulties are often the result of unexpected circumstances beyond our control. Taking action sooner rather than later is key.

All of our services are free and strictly confidential. They’re available to all past and present ICAEW members, ACA students, past and present ICAEW staff and their close family.
Click here for more information on who is eligible for our support.

Online formClick here to complete our online enquiry form
Financial Assistance

Financial Assistance

A short-term grant* can help you meet a monthly shortfall while you get your budget back on track, or cover one-off unexpected costs such as rent, household goods or health and carer support. If you’re based in the UK and receive income related benefits you could be eligible for our winter fuel payment.

If you live overseas, we may also be able to provide financial support towards the costs of medical care and treatment.

*All of our financial assistance is means-tested. That means we take your income, capital, assets and expenditure into account when awarding financial support.

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DEBT MANAGEMENT

DEBT MANAGEMENT

Our specialist debt advisors can help you minimise the impact of your debts through advice, information, budgeting and prioritising payments. CABA can also negotiate with creditors on your behalf to establish realistic payment plans.

Debt advice is available in the UK and to people living overseas whose debt is in England or Wales.

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BENEFITS ADVICE

BENEFITS ADVICE

Did you know that not all UK benefits are means-tested? We’ll help you work out what you can claim and support you with your applications.

Living outside of the UK? We can help you find out if there are other forms of financial support available where you live.

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LEGAL ADVICE

LEGAL ADVICE

Speak to an experienced legal advisor about UK employment law, consumer rights, family law and more.

Living outside of the UK? Our partners at Law Express can connect you with a local legal professional in some European countries and Australia.

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ADVICE & INFORMATION

Webinars & Videos

Webinars

PERSONAL & PROFESSIONAL DEVELOPMENT COURSES

Equip yourself with the skills and knowledge to strengthen your financial wellbeing.

Our free personal and professional development courses are available to past and present ICAEW members, ACA students, ICAEW staff and their close families. Following government guidance on Covid-19, we're not running our face-to-face courses until further notice, but you can always access our free courses online.

Online courses recommended for you

MANAGE YOUR MONEY

MANAGE YOUR MONEY

Learn how to improve your personal finances by managing debt, improving your credit score and preparing for retirement.

EXPLORE YOUR MINDSET, ACHIEVE YOUR POTENTIAL

EXPLORE YOUR MINDSET, ACHIEVE YOUR POTENTIAL

Learn how a growth mindset can open up new opportunities for happiness and success.

BOOST YOUR RESILIENCE

BOOST YOUR RESILIENCE

Learn how to handle adversity and thrive even during periods of change and uncertainty.

UNDERSTANDING MENTAL HEALTH

UNDERSTANDING MENTAL HEALTH

Learn about the factors that influence mental health and how to recognise early signs of distress.

Find out more

Being a chartered accountant doesn’t make you immune to the ups and downs of life.

Planning ahead and knowing where to go for support and advice if you need it, can make it easier to maintain your financial wellbeing through it all. Taking action sooner rather than later is key.

For more support and information to help you manage your financial wellbeing
visit cabafinancial.org.uk

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‘CABA were exceptional – from the very first instance. They are respectful, non-judgemental, and very understanding. CABA have done so much to improve our quality of life.’

Nancy

How CABA can help

Let us stay in touch

We support ACA students, past and present ICAEW members, ICAEW staff and their close families for life. But data protection regulations mean that we can only send you wellbeing advice and updates about our services if we have your permission. If you haven’t given your consent yet, click the button and complete the short form to stay up to date with everything we can do to help you and your family.

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